How will the child-raising periods count towards my pension? | Time to raise children

How will the child-raising periods count towards my pension?

The child-raising period is the months taken up by the parental leave. The parental leave has a maximum duration of 36 months, therefore the pension contribution is also paid by the state for a maximum of 36 months, this time is then called parental leave. The respective parent, which takes over the child care gets the pension contribution at height of the average income of all insured ones in Germany by the state paid.

In 2016, the average earnings were about 2,900 euros per month. The resulting contribution is credited against the normal pension entitlements from the working time, so that a pension is also provided during parental leave. The following topic might also be interesting for you: Parental allowance

What are the special features of the child-raising periods up to the age of 10?

The maximum time for bringing up a child is 36 months for one child. If a further child is born within these 36 months after the birth of the first child, 36 months of child-raising time will again be counted from the child’s birth. The time in which one can claim the crediting of child-raising periods begins on the day of the birth of the child and ends at the latest when the child reaches the age of 10.

The period of upbringing until the 10th year of life is called the consideration period. It also amounts to a maximum of 36 months per child, whereby it does not have to be the 36 months after the birth. If further children are born in this period, which is not claimed directly after the birth, the education time is not extended.

Special features of child-raising periods for civil servants

In the case of civil servants, the recognition of child-raising time in the pension insurance is not taken into account in the German pension insurance. The child-raising periods are already anchored in the civil servant’s pension, by adding child allowances, and are equivalent to the statutory pension insurance.So that civil servants are not doubly favored, the recognition of child-raising periods in the pension insurance is thus excluded for them. A civil servant also does not have to submit an application for child-raising periods; these are automatically determined and taken into account upon retirement.

For each of the 36 months of the child-raising period, a fixed amount is paid to the civil servant, which is adjusted with each pay rise. You may also be interested in the following topic: Child rearing assistance – What is it?