What costs are covered by health insurance?
The costs of contraception are fully covered for girls and young women until they reach the age of 18. Up to the age of 22, women must make an additional payment of 10 percent of the sales price. If there is a medical need for a contraceptive coil, the health insurance companies will also pay for the cost of the coil later. The first position check by means of ultrasound is generally covered by the health insurance companies, while further checks usually have to be paid for by the women themselves.
Who pays the costs if the spiral slips?
The spiral can slip in some women and thus lose its effect. This risk is especially increased in the first weeks after insertion. Some women notice this themselves, but it is often discovered during ultrasound examinations, which must be paid for by the patient.
When slipping, it is often necessary to remove and re-insertion, which again involves costs of 120 to 400 Euros. A great advantage of the coil is its Pearl index of 0.9 or 0.16, which makes it a very safe contraceptive method, and the fact that the woman does not have to worry about contraception for five years in the best case. In addition, menstrual bleeding can also be reduced, shorter and less painful. However, care must be taken to ensure that it is well tolerated by the potential user, is properly fitted and its fit is checked every six months.
